Terms And Conditions Of Use

Please Read This Information Carefully.

Prudence Foundation Is The Community Investment Arm Of Prudential Corporation/Asia. Prudential Corporation Asia Is A Business Unit Of Prudential Plc Of The United Kingdom. Neither Prudential Corporation Asia Nor Prudential Plc Are Affiliated In Any Manner With Prudential Financial, Inc., A Company Whose Principal Place Of Business Is In The United States Of America. In Taiwan, Prudential Corporation Asia Trades Under The PCA Name For Its Insurance Business. Its Asset Management Business In Asia Operates Under The Name Eastspring Investments.

Agreement To Terms And Conditions Of Use

These Terms And Conditions Of Use (“Terms And Conditions”) Apply To The Cha-Ching Financial Accreditation Website Located At Www.ccfacentre.com ("Website"). By Using The Website, You Agree To These Terms And Conditions. IF YOU DO NOT AGREE TO, OR CANNOT COMPLY WITH, THESE TERMS AND CONDITIONS, PLEASE DO NOT USE THE WEBSITE.

Prudence Foundation May, At Any Time And In Its Sole Discretion, Change Or Modify These Terms And Conditions. It Is Your Responsibility To Check These Terms And Conditions Periodically For Changes. Your Continued Use Of The Website Following The Posting Of Changes Will Be Deemed Acceptance Of The Changes. IF YOU DO NOT AGREE TO, OR CANNOT COMPLY WITH, THESE TERMS AND CONDITIONS AS AMENDED, PLEASE DO NOT USE THE WEBSITE AND DEREGISTER YOUR ACCOUNT (IF APPLICABLE).

Your Use Of The Website

You Shall Not Interfere Or Attempt To Interfere With Or Disrupt The Operation Of The Website Or Any Server Or Network Connecting To The Website Or Tamper With Any Information, Data, Contents, Materials And/or Software Programmes (in Whatever Form) Available On Or Through, Subsisting In Or Used In The Website From Time To Time (collectively, “Content”). You Shall Not Transmit, Inject Or Introduce To The Website Any Virus, Worm, Trojan Horse Or Any Other Code Or Software That Is Harmful, Of A Malicious Nature Or May Or Is Intended To Damage The Operation Of, Monitor The Use Of Or Permit Unauthorised Access To The Website.

You Shall Not Probe, Scan Or Test The Vulnerability Of The Website Or Any Server Or Network Connected To The Website, Nor Breach The Security Or Authentication Measures On The Website Or Any Server Or Network Connected To The Website.

You Shall Not Use The Website Or Any Content For Any Purpose That Is Unlawful Or Prohibited By These Terms And Conditions.

Registration

In Registering For The Cha-Ching Financial Accreditation, You Will Be Required To Open An Account (including Setting Up Your Login ID And Password) (“CCFA Account”). You Are Responsible For Maintaining The Confidentiality And Security Of The Information You Hold For Your CCFA Account And For Any Activity That Occurs Under Your CCFA Account As A Result Of Your Failing To Keep Such Information Confidential And Secure. You Agree To Notify Prudence Foundation Immediately If You Become Aware Or Suspect That (a) Your CCFA Account Has Been Compromised; Or (b) There Is Or Has Been Any Unauthorised Use Of Your CCFA Account Or Any Other Breach Of Security. Prudence Foundation Shall Not Be Responsible For Any Losses Or Liabilities Arising Out Of Or In Connection With Your Failing To Keep Your CCFA Account Information Confidential And Secure Or Any Unauthorised Use Of Your CCFA Account Or Any Other Breach Of Security.

Disclaimer And Liability

You Expressly Acknowledge And Agree That Use Of And Access To The Website Are Entirely At Your Own Risk. The Website And All Content Are Provided To You On An “as Is” And “as Available” Basis. Prudence Foundation Does Not Guarantee That (a) The Website Or Any Content, Service Or Feature Of The Website Will Be Error-free Or Uninterrupted; (b) Any Defects Will Be Corrected; (c) Your Use Ofthe Website Will Provide Specific Results; (d) The Delivery Of Any Electronic Transmission Of Information Between You And Prudence Foundation Will Be Successful Or Secure; Or (e) Any Files Or Other Data You Download From The Website Will Be Free Of Viruses, Contamination Or Destructive Features. You Are Solely Responsible For (i) Protecting And Backing Up Your Data, System And Equipment (including Any Content Acquired Through The Website); And (ii) Taking Any Precautionary Measures Against Viruses, Contamination Or Destructive Features As You Think Appropriate And Necessary. Prudence Foundation Does Not Warrant The Absence Of Any Delay, Failure, Error, Omission Or Loss In Respect Of Any Information Or Materials Transmitted Through The Website.

Prudence Foundation Disclaims (a) All Warranties, Express Or Implied, Including Any Warranties Of Accuracy, Non-infringement, Merchantability And Fitness For A Particular Purpose; And (b) Any Liability Arising From The Acts, Omissions And/or Conduct Of Any Third Parties In Connection With Or Related To Your Use Of The Website.

Prudence Foundation Shall Not Be Liable For Any Errors, Omissions, Misstatements Or Misrepresentations, Express Or Implied, With Respect To The Website Or Any Content, Service Or Feature Of The Website. Prudence Foundation Shall Not Be Liable For Any Loss, Liability Or Cost Arising Out Of Or In Connection With (a) Any Use Or Misuse Of Or Reliance On The Website Or Any Content; (b) Any Interruption Or Inability To Access Or Use The Website Or Content; Or (c) Any Electronic Transmission Of Information Between You And Prudence Foundation (including Any Misdelivery Of Emails Or Leakage Or Loss Of Information).

Prudence Foundation May, At Any Time And In Its Sole Discretion, (a) Modify, Suspend Or Terminate Operation Of Or Access To The Website (or Any Portion Of The Website); (b) Modify Or Change The Website (or Any Portion Of The Website) And Any Applicable Policies Or Terms; And (c) Interrupt The Operation Of The Website (or Any Portion Of The Website) As Necessary To Perform Routine Or Non-routine Maintenance, Error Correction Or Other Changes, Without Giving Any Notice Or Reason Whatsoever.

To The Extent Permitted By Applicable Law, Prudence Foundation Shall Not Be Liable To You For Any Indirect, Consequential, Special Or Punitive Losses, Damages, Costs Or Expenses, Including Loss Of Profits And Opportunities, In Each Case Howsoever Caused, Arising Out Of Or In Connection With These Terms And Conditions, Even If Prudence Foundation Has Been Advised Of Their Possible Existence.

Links

Where A Link To Any Third-party Website Is Provided On The Website, Prudence Foundation Shall Not Be Responsible For Examining Or Evaluating The Contents Or Accuracy Of Such Third-party Website (including Any Information Or Materials Contained On Such Third-party Website) And Shall Have No Liability For Such Third-party Website. You Use Any Third-party Website At Your Own Risk And You Assume Total Responsibility For Such Use.

Intellectual Property

The Content Is Protected By Copyright. Unless Otherwise Stated, Prudence Foundation Owns The Copyright Of The Content.

You May Use Content Purposely Made Available By Prudence Foundation For Downloading And/or Printing From The Website, Provided That You (a) You Retain All Copyright And Other Proprietary Notices In All Copies Of Such Content; (b) Use Such Content For Your Personal (non-commercial) Purpose Only And Do Not Copy Or Post Such Content On Any Networked Computer Or Broadcast It In Any Media; And (c) Do Not Make Any Changes Or Modifications To Such Content. Otherwise, You May Not Modify, Reproduce, Decompile, Disassemble, Transmit, Copy, Distribute, Use Or Store In A Retrieval System Any Content Without Prudence Foundation’s Prior Written Consent.

All Trademarks, Logos And Service Marks And Related Intellectual Property Rights Contained Or Appearing On The Website Are Either Owned By Prudence Foundation Or Other Third Parties, And Shall Not Be Used Without The Prior Written Consent Of Prudence Foundation Or Such Other Third Parties. You Are Granted No Right Or Licence With Respect To Any Such Trademarks, Logos, Service Marks Or Related Intellectual Property Rights.

Governing Law And Jurisdiction

These Terms And Conditions Are Governed By And Shall Be Construed In Accordance With The Laws Of Hong Kong And You Agree To Irrevocably Submit To The Exclusive Jurisdiction Of The Courts Of Hong Kong.

Miscellaneous

If Any Provision Of These Terms And Conditions Is Held By A Court Of Competent Jurisdiction To Be Illegal, Invalid Or Unenforceable, Then Such Provision Shall (so Far As It Is Illegal, Invalid Or Unenforceable) Be Given No Effect And Shall Be Deemed Not To Be Included In These Terms And Conditions But Without Invalidating Any Of The Remaining Provisions Of These Terms And Conditions.

These Terms And Conditions Constitute The Entire Agreement Between You And Prudence Foundation With Respect To Your Use Of The Website And Supersedes All Previous Agreements, Understandings And Communications Between You And Prudence Foundation, Whether Written Or Oral, With Respect To Such Use.

A Failure Or Delay By Prudence Foundation To Exercise Any Right Or Remedy Under These Terms And Conditions Shall Not Constitute A Waiver Of That Or Any Other Right Or Remedy, Nor Shall It Prevent Or Restrict Any Further Exercise Of That Or Any Other Right Or Remedy. No Single Or Partial Exercise Of Any Right Or Remedy Under These Terms And Conditions Shall Prevent Or Restrict The Further Exercise Of That Or Any Other Right Or Remedy.

You Agree That Nothing In These Terms And Conditions Confers Or Purports To Confer On Any Third Party Any Benefit Or Any Right To Enforce Or Rely On Any Provision Of These Terms And Conditions.

The English Version Of These Terms And Conditions Shall Prevail In The Event Of Any Conflict Or Inconsistency With Any Other Language Version.